What is the Road Accident Benefit Scheme?
The RABS is intended to replace the current fault-based system administered by the Road Accident Fund (RAF). Under RABS, accidents will be treated on a NO FAULT basis. Inherently, a no-fault scheme means that all drivers that can prove they have been in a legitimate accident, will be assisted.
It is based on the same model as that of The Workmen’s Compensation Commissioner (WCC) when an employee is injured or falls ill while on duty.
Although this may sound good on face value, what this means is that all road accident victims will be able to receive minimal benefit payments and no one will be excluded from claiming, even if the accident was your fault. Currently, in the event that you caused the accident, you are excluded from claiming from the RAF, but victims that do qualify to claim, receive substantially higher payments as compensation.
RABS DOES NOT allow you to recover your full loss suffered and drastically decreases amounts and benefits payable to you. Also, all payments are within the Administrator’s sold discretion – they have exclusive power to decide on the validity of your case.